Answer a few quick questions and we'll show you how New Zealand's pet insurers compare against what actually matters to you.
No email or phone number to unlock your comparison, no callback, no sales follow-up (unless you ask for one). You'll see your full comparison the moment you finish, and there's no obligation to buy anything.
Southern Cross and Pet-n-Sur both offer new owners a free, short-term period of accident & illness cover. See who qualifies and how the two offers compare.
Compare free coverFree for puppies and kittens around 6 weeks to 6 months old.
How FurWise makes money: FurWise is free for pet owners to use. We might earn a referral fee if you choose to buy a policy through a link on this site, we carry advertising from insurers and other pet-related businesses, and we might sell participating insurers anonymised, aggregated benchmarking reports built from de-identified usage data. None of these affect a provider's FurWise rating, ever. Read more.
Pet name, species, breed, age, cover type and a sum insured target. About nine quick screens, one question each.
Choose a hypothetical claims scenario, or compare policy features like excess, exclusions and sub-limits side by side. The comparison updates as you change what you're looking at.
Every provider card shows the published policy facts in plain English, with a link back to the source policy document.
Any information shown on FurWise is not financial advice. FurWise is a features comparison tool. It's a helpful starting point so you can understand how pet insurance policies in New Zealand work. If you are still unsure about what might be right for you after using FurWise, we strongly recommend you seek independent advice from a financial adviser about your specific situation.